Swan Insurance
Swan InsuranceSwan Group Centre
10 Intendance Street
Port-Louis

Tel (230) 207 3500
Fax (230) 208 6898
Motor
  MOTOR  
 
 
Our Motor Insurance policy provides first class insurance cover to cater for your need for total financial security together with efficient service.

Summary of Available Covers :

Features   Comprehensive   Third party
& Fire
  Third Party only
Legal liability to Third Parties

Legal liability of the policyholder or the authorised driver towards Third Parties for:

 

 

 

 

 

 

 

 

 

 

 

 

Death or bodily injury:            
up to a maximum amt of Rs. 500,000,000.      
Material damage:            
up to a maximum amt of Rs. 50,000,000.      
Passengers  
       
For private cars, double cabs and motorcycles, the legal liability for death or bodily injury to passengers, including members of the household of the policyholder or of the authorised driver.      
Legal assistance            
Free legal assistance in case of serious accidents.      
Driving other cars            
Under our Private Car policy, free cover for legal liability to Third Parties in case policyholder, unknowingly, drives another uninsured car      
Loss of or damage to the vehicle by:            
  •  Fire        
  •  Theft        
  •  Burglary          
  •  Collision          
  •  Malicious acts          
  •  Strike and riot          
  •  Flood and cyclone          
  •  Transit by road, lift or elevator          
Loss of Use Cover  (available for cars & D/Cabs up to 5 years old)            
Provision of a replacement car in case of accident of private cars and double cabs.          
Personal Accident Cover for car occupants            
Death, Permanent Disablement and Medical Expenses benefits for car occupants of private cars and double cabs.      
Roadside Assistance Service            
For private cars and double cabs, round the clock assistance service and towing in case of breakdown or accident.          
 
 
MAIN EXCLUSIONS :
  • Death or bodily injury to any person arising out of and in the course of employment of such person by the policyholder or the authorised driver.
  • Damage to property or animals belonging to or in the custody or control of the policyholder, the authorised driver or a member of the policyholder's/authorised driver's household.
  • Any excess defined under the policy.
  • Any consequential loss.
  • Damage to tyres unless the vehicle is damaged at the same time.
  • Damage caused by any aerial devices travelling at sonic or supersonic speeds.
  • Any accident, loss, damage or liability incurred outside Mauritius and dependencies.
  • Any accident, loss, damage or liability directly or indirectly caused by:
  • Ionising radiations and radioactivity
  • Toxic or hazardous properties of any nuclear assembly or nuclear fuel.
  • War and kindred risks inclusive of terrorism.

 
IMPORTANT: The above is a Summary of the Cover which is subject to various restrictions and limitations. A copy of the Policy giving full details of the Cover may be examined on request.
 


Private Motor Car Insurance Proposal Form 2009 299(kb)
 
Contact us for more info