Personal Accident - Personal Insurance - Swan Insurance - Swan Group

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Swan InsuranceSwan Group Centre
10 Intendance Street
Port-Louis

Tel (230) 207 3500
Fax (230) 208 6898

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PERSONAL ACCIDENT

Scope of Cover
Main Exclusions

24 hours accident cover for you and your family on a worldwide basis

Accidents can happen at work, at home, whilst practising a sport or even during holidays and can be a major set back for you and your finances.

Our Personal Accident Insurance policy understands your need for financial protection and peace of mind against undesirable and unfortunate events. We provide the most comprehensive cover available to you and your family at a cost you can afford.

Scope of Cover

The following is a summary of the cover provided under the policy and should be regarded as an outline.
Please refer to the policy itself for precise terms and conditions. A specimen may be examined on request.

Benefits in the event of accident causing

Death	(within 12 months of accident).
Permanent disablement	(within 12 months of accident) lasting for a period of 104 weeks from the date of the accident.
Medical, surgical and hospital expenses	following injury (not exceeding 5% of death or permanent disablement benefits).

We provide cover for:

Accidental death
Permanent disablement following accident
Medical, surgical and hospital expenses as a result of an accident.

MAIN EXCLUSIONS
Cover would normally be excluded in respect of:

War and kindred risks inclusive of terrorism
Exposure to needless perils
Suicide or attempted suicide
Drunkenness, intoxication or drug addiction
Pre-existing defect or infirmity
Any kind of sickness, disease or insanity
Childbirth or pregnancy
Air travel other than as a fare paying passenger
Hazardous pursuits such as winter sports, mountaineering, hang-gliding, diving, underwater fishing, water-skiing, motor-cycling, speed or endurance tests, hunting, professional sports and racing (other than athletics).

Note: The underlined exclusions may be covered subject to an additional premium.

		Personal Accident Insurance Proposal Form		420(kb)